A successful businessman was driving through an intersection when an oil disposal truck turned in front of him causing a near head-on collision. He sustained a severe neck injury leaving him unable to ever work again. The truck driver swore he had a green arrow and the right of way. After hiring an accident reconstructionist and calculating the traffic light sequence, the truck drivers’ claims fell apart. The oil disposal company was self-insured and convened a meeting of the board of directors to get the case settled. Though forced to retire, the settlement assured the businessman and his family financial security for life.